Lagos Security Alert October-December 2009

Lagos 2 Comments »

The ‘Ember Months’ are here again, and as characterized with this period of the year, criminal activities are always on the increase between September to December of every year and this is due to the desperate desire of some people to meet up with their set goals/target in the year.

The global economic meltdown experienced, may also mean that many more people, than ever before, will turn to various crimes to make ends meet. It is therefore expedient that we remind ourselves of certain risks associated with daily living and how these could be mitigated and we wish that we all pay particular attention should to the following safety measures during this ‘ember month’:

Car Security
• All parked cars should be firmly locked to avoid strange object being dropped in the car which could be activated remotely.
• Notify a security guard should you notice any strange object within and outside the premises.
• Avoid closing late from the office

Residential Security

• Be alert and aware of your environment. Keep a low profile.
• Always secure gates, doors and windows to your residence.
• Ensure security lights are functioning.
• Do not give vital/personal information to persons unfamiliar to you.

Social Outings

• Always let close family members know where you are going, and when you are likely to return.
• Vary your route to work or leisure locations.
• Avoid late outings unless it is absolutely necessary.
• Avoid crowded places.
• Always have your mobile phone with you, in case you need to make emergency calls.

Financial Transactions

• Do not discuss financial matters in the open.
• Avoid huge cash transactions. Use ATMs or online transfers, where necessary.
• When coming out of a bank, watch out for suspicious movements.
• Do not carry black polythene bags or big brown envelopes. It may attract criminals.

Travel Security

• Always pre-plan your journey and ensure the vehicle is in good working condition.
• If you must travel by public transport, use registered and well known transport company.
• Discuss travel details only with family members.
• Do not give rides to strangers, including persons dressed in uniform, as they may be armed robbers in disguise.
• Stick to main roads and avoid lonely routes.
• On approaching a checkpoint, stop and obey all instructions.
• If at night, turn on your interior lights some distance away from the checkpoint.
• If chauffer driven, brief driver on your expectations of his behavior on the road.

Child Security

• When going out (cinema, shopping mall etc), always keep children close to you.
• Discourage children from talking to, or receiving gifts from strangers. It could be bait to kidnap.

In the event of an Incident Occurring

• Comply, Comply and Comply with the demands of the criminals – DO NOT RESIST, DO NOT ARGUE
• Do not play the Hero.
• Do not make eye contact with the criminals as they may think you want to identify them later.
• Seek permission from the criminals before making any sudden body movement, such as unfastening seat belt etc.
• Be calm. Remember, most criminals are under the influence of drugs and alcohol and will pull the trigger at the slightest provocation.
• Always remember: Your safety is paramount, loss of personal possessions is temporary but your life is irreplaceable.

In an Emergency

• Report incident to the nearest Police Station.
• Police Emergency Number 08060357795, 07055462708, 017745705 – 6 (Lagos only).

Best regards,

Security

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Lagos Scam alert: www.Zainnigeria.net.ms is fake

419, Automobiles, Lagos, scam, security 1 Comment »

Zain

Zain

www.ZainNigeria.net.ms : A message popped in now from Zain Nigeria warning that a phishing site called www.zainnigeria.net.ms is sending messages to people asking them to log on to www.ZainNigeria.net.ms to claim your N1 million naira prize. The message is not from Zain; it could be a 419 – scam broadcast, please take note.

Zain’s website is http://www.ng.zain.com Always be suspiscious of any call, sms or mail congratulating you on winnings or job openings as they are crazy ways to tickle your fancy, get you to run emotions and dupe you. Nothing is Free! Anything free is bad cos nothing goes for nothing.

Since you are unable to decode, i’ll help with the translation:

You too like money abi? How about 1 million naira, logon to our 419 website to claim your yeye prize so that we can scam the hell out of your mugu self! You hear me so?

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GTB ATM MasterCard Scam Alert!

Currency, banking, scam No Comments »

I wrote about this not too long ago, and just today, I got this mail from GTB. A warning to all customers. For full-blooded Lagosians, it’s just one of those “WANTED” bills, but for JJC’s, better read on…

Dear Valued Customer,

SCAM ALERT!!!

Please always remember that your Internet Banking user ID and password , ATM card number and PIN are confidential and should never be disclosed to anyone.

If in doubt of any mail or text message received, please contact your account officer immediately. You may also contact us through our contact centre on 01-4480000; 08029002900;08039003900

Thank you for choosing Guaranty Trust Bank plc.

Customers are advised to guard their internet banking passwords and ATM Card and MasterCard PINS with utmost confidentiality as the Bank will not be liable for any loss that may arise as a result of a third party having access to such passwords and PINS as to defraud the customer.

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Don’t fall for Interswitch ATM/Debit card expiry scams

Credit crunch, Currency, Internet, Lagos, Life, Nerdic Stuffs, Places, Technology, Transportation, banking, jobs, recession, situation report 8 Comments »
Interswitch website warning

Interswitch website warning!

Don’t fall for the Interswitch ATM/Debit Card Scam!

This scam (perpetrated by our Yahoo Yahoo! boys who are fast running out of options – www.419eater.com) has been around for a while now especially since the inception of webpay which made e-commerce possible in Nigeria. The ATM/Debit Card is the only equivalent of the Western Credit Card only that it is prepaid. Naturally, you’d expect the ATM card to be very secure since you need a PIN and a physical provider (Interswitch, E-tranzact) card with preference for Interswitch (being more popular), but websites such as Buyright.biz, rechargenigeria.com, reloadng.com and deoluakinyemi all allow you to pay for goods and services from the comfort of your internet-connected device, just by punching your card number and PIN. In some cases, you get an SMS confirming the transaction, and in some other cases (especially if you are yet to subscribe to SMS alerts) you don’t get any alert. On interswitch’s official website (http://interswitchng.com), you could even transfer from one interswitch card account to another (not sure if this is still possible). Our fraudsters promptly rose to the occasion to explore the holes in the loops, GTB was one of the worst hit, and they reacted instantly by blocking the use of their ATM cards on websites.

It’s quite unfortunate that till today, many still fall for this trap. Look at the mail below: a scammer sends a mail asking you to click on a link to interswitch’s website. Do not click on links (especially masked links) but instead copy and paste into the browser, if it’s not Interswitch’s official website, then it’s pure scam, delete the mail. (http://allafrica.com/stories/200704190048.html)

Interswitch Logo

Interswitch Logo

Also, do not be deceived by the sender’s address, anyone can mask the sender address. If you wish to reply at all, always click on the reply button. Most scam mails usually ask you to reply to a different email address other than the one that was used to send the mail (e.g. sender: expiry@interswitchng.com please reply to: scammer@gmail.com). When they do provide websites, their fake websites mirror the original one (as seen in fake MTN and Zenith Bank job scam sites), sometimes, some cheap-ass scammers use free sites and folders within folders of sub-domains such as http://money.myfreewebsites.com/bank/scammers/fraud/?@www.interswitchng.com/register – you should easily “nab” these ones (I repeat, do not click on links in emails directly, always do copy and paste into google search with the word scam before it and see for yourself, trust your instinct).

LagosMet: My take on this is this, always suspect anything that comes to you by mail or SMS (better to be a pessimist on the internet). Take a line of the content or title of the message, google it with the word scam and see if you get similar results. Remember, if it’s too good to be true then it’s scam.

The mail:

Dear Interswitch Card Holder,

We are carrying out a fraud prevention on our system,
and you’ve been required to register all your ATM card(s) Online Immediately
for security reasons, and to prevent your ATM card(s)
from fraudulent activities.

Be notified, that all ATM card(s) must be registered, such as your
(DEBIT CARDS, X-CHANGE CARDS, and CASH CARDS)

Please Register your ATM cards now by CLICKING HERE and then do as required.

(Failure to verify your ATM Card(s) details correctly will lead to account suspension)

This Update is compulsory
If you do not register your ATM card(s) immediately,
you will no longer be able to use your card(s) on our ATM machines
or for ATM transactions and your card(s) will be cancelled or terminated.

Thank you.

=======================================================

Breakdown:

1. Prevent your card from fraudulent activities (and he’s planning to defraud you already)

2. All cards must be registered (are cards not already registered? A wise man will give the bank a call, not even interswitch)

3. Failure to verify will lead to account suspension (all ATM cards have their expiry dates, you can’t even do any online transaction without entering your debit card’s expiry date, why the rush?)

4. Glorious threats (this is the first scam mail without the magic word called “guarantee”, are you scared to lose your card? As long as your money is safe). Never ever reveal your PIN to anyone.

Finally, Interswitch should please release a list of approved websites so that users can verify which websites are registered and which ones are phishing/scam websites. If there was a list like http://interswitchng.com/list_of_approved_websites/ then the world would be a much better place for scammers and potential, unsuspecting victims like you and I. This modus operandi applies to other sites such as ebay, paypal and many bank websites worldwide. You don’t want to lose your hard earned money in this period of recession, its credit crunch period for scammers as well. Be watchful, be careful, be prepared, be informed.

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