Interswitch website warning!

Don’t fall for the Interswitch ATM/Debit Card Scam!

This scam (perpetrated by our Yahoo Yahoo! boys who are fast running out of options – www.419eater.com) has been around for a while now especially since the inception of webpay which made e-commerce possible in Nigeria. The ATM/Debit Card is the only equivalent of the Western Credit Card only that it is prepaid. Naturally, you’d expect the ATM card to be very secure since you need a PIN and a physical provider (Interswitch, E-tranzact) card with preference for Interswitch (being more popular), but websites such as Buyright.biz, rechargenigeria.com, reloadng.com and deoluakinyemi all allow you to pay for goods and services from the comfort of your internet-connected device, just by punching your card number and PIN. In some cases, you get an SMS confirming the transaction, and in some other cases (especially if you are yet to subscribe to SMS alerts) you don’t get any alert. On interswitch’s official website (http://interswitchng.com), you could even transfer from one interswitch card account to another (not sure if this is still possible). Our fraudsters promptly rose to the occasion to explore the holes in the loops, GTB was one of the worst hit, and they reacted instantly by blocking the use of their ATM cards on websites.

It’s quite unfortunate that till today, many still fall for this trap. Look at the mail below: a scammer sends a mail asking you to click on a link to interswitch’s website. Do not click on links (especially masked links) but instead copy and paste into the browser, if it’s not Interswitch’s official website, then it’s pure scam, delete the mail. (http://allafrica.com/stories/200704190048.html)

Interswitch Logo

Also, do not be deceived by the sender’s address, anyone can mask the sender address. If you wish to reply at all, always click on the reply button. Most scam mails usually ask you to reply to a different email address other than the one that was used to send the mail (e.g. sender: expiry@interswitchng.com please reply to: scammer@gmail.com). When they do provide websites, their fake websites mirror the original one (as seen in fake MTN and Zenith Bank job scam sites), sometimes, some cheap-ass scammers use free sites and folders within folders of sub-domains such as http://money.myfreewebsites.com/bank/scammers/fraud/?@www.interswitchng.com/register – you should easily “nab” these ones (I repeat, do not click on links in emails directly, always do copy and paste into google search with the word scam before it and see for yourself, trust your instinct).

LagosMet: My take on this is this, always suspect anything that comes to you by mail or SMS (better to be a pessimist on the internet). Take a line of the content or title of the message, google it with the word scam and see if you get similar results. Remember, if it’s too good to be true then it’s scam.

The mail:

Dear Interswitch Card Holder,

We are carrying out a fraud prevention on our system,
and you’ve been required to register all your ATM card(s) Online Immediately
for security reasons, and to prevent your ATM card(s)
from fraudulent activities.

Be notified, that all ATM card(s) must be registered, such as your
(DEBIT CARDS, X-CHANGE CARDS, and CASH CARDS)

Please Register your ATM cards now by CLICKING HERE and then do as required.

(Failure to verify your ATM Card(s) details correctly will lead to account suspension)

This Update is compulsory
If you do not register your ATM card(s) immediately,
you will no longer be able to use your card(s) on our ATM machines
or for ATM transactions and your card(s) will be cancelled or terminated.

Thank you.

=======================================================

Breakdown:

1. Prevent your card from fraudulent activities (and he’s planning to defraud you already)

2. All cards must be registered (are cards not already registered? A wise man will give the bank a call, not even interswitch)

3. Failure to verify will lead to account suspension (all ATM cards have their expiry dates, you can’t even do any online transaction without entering your debit card’s expiry date, why the rush?)

4. Glorious threats (this is the first scam mail without the magic word called “guarantee”, are you scared to lose your card? As long as your money is safe). Never ever reveal your PIN to anyone.

Finally, Interswitch should please release a list of approved websites so that users can verify which websites are registered and which ones are phishing/scam websites. If there was a list like http://interswitchng.com/list_of_approved_websites/ then the world would be a much better place for scammers and potential, unsuspecting victims like you and I. This modus operandi applies to other sites such as ebay, paypal and many bank websites worldwide. You don’t want to lose your hard earned money in this period of recession, its credit crunch period for scammers as well. Be watchful, be careful, be prepared, be informed.

Bookmark It

My Tata Nano

Tata Nano and Lagos State, will it survive? A review.

Kia Picanto, I10, QQ, Maruti 800, Nano… Namaste! I think “we” know ourselves when it comes to class. You butterish ones, I ain’t talking to y’all, na we dem dem I dey follow yarn. I know you can afford the Smartcars ForTwos and cohorts but you won’t go near this one I can bet. Why? Cos it’s so dang cheap! When I’m thinking Mini-Car to office every Lagos day, you are thinking of driving it down the golf course only. Wait a minute? Even if GTB, UBA, Oceanic, PHB, Zenith and Intercontinental all “collabo” to donate this “ride” (yes, ride, not motor) to my pitiable cause, am I ready to put my one and only life into the driver seat and hit Western Avenue? Yeparipa, come with me and let’s inspect my dream toy. Please advise rightly, put yourself in my shoes, be thy brother’s keeper, even if I can’t be of “help” to someone else.

The Red Nano, high and cheap

I’ve cruised a few really low (in terms of clearance, not height) cars on the streets of Las Gidi in the past. Volkswagen Bug and Kia Picanto to be precise and I know what it takes having one as your only “donkey” (remember Tico Daewoo?). Not nice at all. Every day you fight a battle against three foes; flood, bumps (including speed breakers) and pot-holes and you just never get to win. For a roadside mechanic who “knows his job” your sump and other car parts closer to the ground are bound to drill holes in your pocket (you should know by now that I’m more of a pessimist). Okay, nor vex, back to the topic. I did not say hatchback, read well, I said minicar sometimes called SmartCar so if you are thinking Swift, Rio or even Golf or Mini then you are getting it all mixed up because I’m not even talking about the Benz SmartCar or other look alikes but about these sub 1.1-llitre (mostly 800cc or less) engine minicars, usually with four doors, low ground clearance and looks that remind you of the Pocket PC. Unlike most SmartCars, these minicars ship with 4 doors.

Suzuki's $4,000 Maruti 800

As you are reading this, I just got me a wooden kolo (little bank) to save as much as I can before the Nano finds its way to the hungry Lagos Market.

QQ3 not a hit in Lagos

I’m trying to imagine my Nano speeding past the Cayenne and LR3 on the third mainland bridge, defying the laws of Lagoon breeze and Lagos Madness. I’m not scared cos I’ve seen the Chery QQ3 and Hyundai I10 do 100 on the freeway. With 160 cm of height and 18cm of ground clearance, the Nano is more suited to the rigours of Lagos roads compared with QQ3’s 12.5cm, but with a rear engine I think i’m covered for balance. If you know what I mean, the typical Kia Sportage stands 7.7 inches (20 cm) from the ground. Compared with Maruti 800’s 800cc engine, my nano has a little above 600 and with a 2-cylinder engine, I’m eager to hear what it’ll sound like (keke Napep), hopefully the horn should compensate for the bike-like sound on the road. The electronic engine management should get the best out of our tiny set-up including fuel consumption. A gallon (4 litres) can take you as far as almost 90km. Besides, you only need 1,050 (one thousand and fifty) naira to fill your 15-litre tank! QQ3 has 38 litres. Don’t mention, I can’t wait for the luxury version so I’ll go with the standard version which has no a/c. Now if I were to “bus” to Ibadan, I would be looking at 500 naira to and maybe 450 naira fro (on the average, usually more). That’s almost my full tank and I only need half my tank to drive down to Molete and back but Lagostically thinking, I’d pick 3 other passengers up at Berger (@ 150 naira per seat, not butts) for 450 naira and do the same on the return trip… with 900 naira, that’s more fuel than my tank can hold. Who says having your brand new car doesn’t make sense? As for parking space, you shouldn’t have a problem, 2 nanos can park in your typical Volvo 740 parking space.

For the techies:

Th!nk city, Mini look-alike

The Tata Nano has  a rear-wheel drive, all-aluminium, two-cylinder, 623 cc, 33 PS, multi point fuel injection petrol (MPFI) engine. It’s a petrol engine of course. Rear wheel drive, rear engine configuration means that the front end is very light, and you would not feel the need for power steering. The powertrain of the Tata Nano is set in the rear. Maximum power and maximum torque is  35 bhp @ 5500 rpm and 4.8 kgm @ 3000 rpm, respectively. In terms of performance, the Nano can go from 0 to 60 kph in approximately in 8 Seconds, hitting a top speed of 105 kph. I bet you dont want to swerve or switch double lanes at that point.

On RubMinds.com, a poster from Ireland said she wouldn’t travel long distances due to traffic and fuel scarcity on the expressway, the kerb weight of 600kg didn’t go down either due to strong winds and seating capacity means no lift of any kind to Orobo people.

Warranty on the Nano is 18 months or 24,000 Km, please don’t raise your hopes. Joor oh! Mi o le fi Keke Napep le Trailer o!

$16,000 Smart - the popular one

The summary of it all is that the Nano will work in Lagos but you must not expect too much from it (at least for the price). Not a bad car at all and at 500,000 naira a unit, it’s much better than buying a tokunbo car. There is currently no support but I think Tata should set up big time in Lagos sometime next year after fulfilling their promise to Indians. There is a chance that more and more cheaper cars can be manufactured or are we just paying too much for some cars that aren’t worth that much, like mobile phones? Will the Nano sell? Are you kidding me? Expect to see Glo Nano 100,000 cars Rule and Win Promo Bye-bye to one-chance or crash helmet… He he he. I’m not asking you to donate cash, please donate yarns, should I save or should I just buy a plot of Land at Mowe (25k per month)? Jaiho ooo!

Recessity is the mother of Invention

In Francis Dike’s words, Lagos Naija are you ready for this?

Bookmark It